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Owen McAllister

Owen McAllister is a Nashville writer and musician whose professional life straddles the entertainment industry and the service economy. He spent years touring in a bluegrass band and managing a busy honky-tonk on Broadway before channeling that experience into writing. Owen now covers hospitality, live events, and the creative arts with the voice of someone who’s been on both sides of the stage and the bar. His work is full of practical tips for venue owners, artists, and tourism professionals. He holds a degree in communications from Belmont University and still plays mandolin in a weekly residency. Owen believes a well-run venue can change a neighborhood, and a well-written article can change a business.

Financial Planning & Wealth By Owen McAllister

Roth Conversions: When the Tax Trade-Off Can Pay Off

Roth conversions can pay off when paying tax now creates more flexibility or lower expected tax cost later. They can also backfire…
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Financial Planning & Wealth By Owen McAllister

Compound Growth Explained Without the Jargon

Compound growth means your money can earn returns on both the original amount and on prior growth. In plain English, it is…
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Financial Planning & Wealth By Owen McAllister

Tax Debt Resolution Options for Individuals Who Fell Behind

Tax debt resolution options usually start with filing required returns, confirming the balance, and choosing a realistic way to pay or address…
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Financial Planning & Wealth By Owen McAllister

Envelope Budgeting in a Digital Payments World

Envelope budgeting still works in a digital payments world when each spending category has a clear limit before money is spent. Instead…
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Financial Planning & Wealth By Owen McAllister

Secured Credit Cards vs Student Cards for New Credit Users

Secured credit cards are usually designed for people who need to build or rebuild credit with a refundable deposit, while student cards…
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Financial Planning & Wealth By Owen McAllister

Discount Points: When Buying Down Your Rate Makes Sense

Discount points can make sense when the upfront cost buys enough rate reduction to create savings over the time you actually keep…
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Financial Planning & Wealth By Owen McAllister

Loan Origination Fees, Prepayment Penalties, and Hidden Costs

Loan origination fees, prepayment penalties, and hidden costs can make a loan more expensive than the advertised rate suggests. The safest comparison…
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Financial Planning & Wealth By Owen McAllister

Collections on Your Credit Report: What to Do First

If you find collections on your credit report, start by verifying the account before paying or disputing. The first steps are to…
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Financial Planning & Wealth By Owen McAllister

Kids and Teen Bank Accounts: A Parent’s Setup Guide

Kids and teen bank accounts can teach money habits early, but the right setup depends on age, supervision level, fees, debit card…
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Financial Planning & Wealth By Owen McAllister

How Reserve Requirements and Central Bank Policy Reach Your Wallet

Reserve requirements and central bank policy reach your wallet indirectly through the banking system, not through a personal bill from the central…
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